TORONTO & GTA · HOMEOWNER GUIDE
Heat pump installation rebates in Toronto for 2027
Compare the federal and Ontario offers, look up your equipment and see what to check before accepting an installation quote.
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If your furnace fails this winter, the timing of your installation matters. The federal program can consider qualifying installations from November 1, 2026 once applications open in early 2027. Ontario’s Home Renovation Savings program requires approval before installation. If you hope to use both, have your contractor resolve the Ontario application before work begins.
Who can get the $10,000 federal heat pump rebate?
The $2 billion is a national investment spread over eight years. For an eligible household, the federal rebate is $2,000 above the income threshold or up to $10,000 at or below it. The higher amount depends on income and equipment cost. Here are Ontario’s after-tax income cutoffs.
| Household size | Maximum after-tax household income for higher tier |
|---|---|
| 1 person | $46,981 |
| 2 people | $92,884 |
| 3 people | $119,850 |
| 4 people | $146,217 |
| 5 or more | $158,202 |
Use your 2025 tax return. Subtract line 43500 from line 23600 and repeat for your spouse or common-law partner, if applicable. Add the results. For example, an Ontario couple with $90,000 in combined after-tax income falls within the higher tier. Approval and the eventual payment still depend on the project.
During the retroactive period, a Canadian resident who owns the home must buy the eligible system from an HVAC contractor and have it professionally installed. The system must be sized to heat the whole home. Each household can receive one rebate, and previous federal heat pump funding at the same address affects eligibility. Planned upgrades and emergency replacements can both qualify. Federal rules and eligible equipment lookup.
Find eligible heat pump models
Search the federal product-list snapshot by model, brand or AHRI reference number. Each row is a system listing. Compare the outdoor, indoor and furnace entries together. A blank field means the export supplied no model in that field.
179,620 listings · 113,079 active · 66,541 archived. For a new quote, start with active listings. Confirm the exact match against NRCan’s current product list before ordering. Household and installation requirements apply separately.
How to read a model match
Start with the outdoor model on your quote. If it appears several times, compare the indoor coil or air handler, any furnace model and the AHRI reference in the same row. Two quotes with the same outdoor unit can describe different systems. If the quote leaves out a component, ask the installer to identify the exact listed combination before paying a deposit.
For example, search 216032298 to see the 1HVAC outdoor model ACIQ-27Z-HH-M4C. The indoor and furnace fields are blank on this exported row. Give your contractor the reference and ask which indoor configuration is covered. Select the model to ask HTS about the match.
Select Search models to browse. Select any model number to contact HTS about that system.
Can’t identify the model? Send HTS a photo of the equipment label.
How much does Ontario offer for heat pump installation?
Start with the fuel that heats your home today. The published purchase incentives below apply to eligible existing homes and approved equipment. A participating contractor handles the pre-installation application.
| Current primary heat | Cold-climate air-source | Ground-source |
|---|---|---|
| Enbridge natural gas | $500 per ton, up to $2,000 | $3,000 |
| Electricity, oil, propane or wood | $1,250 per ton, up to $7,500 | $2,000 per ton, up to $12,000 |
What that looks like on a Toronto quote. A qualifying air-source system with three tons of eligible rated capacity would yield an Ontario incentive of $1,500 for a gas-heated house or $3,750 for an electrically heated house. The program uses heating capacity rated at 8.3°C. Ask the installer to show the rating used in their calculation.
Ontario lists detached, semi-detached, row and townhomes, and mobile homes on permanent foundations. A high-rise suite falls outside those housing categories. A condo townhouse owner should check the dwelling, utility account and approval requirements for their address. Rental equipment has a separate rate schedule. Ontario government program overview.
Can I get a smart thermostat rebate in Ontario?
The current Home Renovation Savings offer is $125 for a qualifying smart thermostat. There are two ways to claim it. Get a code before checkout at a participating retailer, or buy an eligible model and upload an itemized receipt within 60 days. Install the device and connect it to Wi-Fi. The published post-purchase terms specify purchase, installation and activation by December 31, 2026. Check the offer again before budgeting for a 2027 purchase.
Check three details before ordering. First, the home and its gas or electricity service must qualify. Second, the program screens for a previous thermostat incentive. Third, match the exact model number on the box to the eligible list. For example, the program lists Sensi ST55C. A similar product name alone is insufficient. Keep a receipt showing the retailer, date, model and pre-tax price. Ontario government program overview.
Will it work with my HVAC system? Ask the installer to identify the existing control voltage, fan speeds and backup-heat controls before choosing a thermostat. In a condo, send a photo of the existing thermostat face and the unit label. A multi-speed fan coil and a ducted heat pump can need different controls even when their wall thermostats look alike.
How do you qualify for a heat pump installation rebate in Toronto?
Start with your property type and current heating fuel. Then check the program’s household rules, confirm the proposed equipment match and establish when approval is required. Here is how those checks differ across three common Toronto installations.
Replacing a gas furnace and central AC in a Toronto house
Start with two numbers from the installer: the home’s heating requirement on a cold day and the proposed system’s output at that temperature. Ask how backup heating will be controlled and whether the existing ductwork can carry the required airflow. A proposal to keep the gas furnace as backup should identify its model alongside the indoor coil and outdoor unit.
For the Ontario incentive, use the gas-heated rate when comparing quotes for an eligible Enbridge-heated house. For your operating budget, ask for an annual estimate using your own gas and electricity bills. A larger installation rebate alone tells you little about the cost of running the system.
Adding ductless heat to a home with electric baseboards
Bring a floor plan to the quote appointment. Mark bedrooms where the doors stay closed and rooms on another floor. Ask the installer to show how the proposed indoor heads will heat those rooms in winter. One wall unit might solve a comfort problem in the living room while leaving a different question about whole-home coverage for the federal application.
Replacing a heat pump in a condo townhouse or high-rise
Ask management who owns the equipment, what approvals are required and whether the unit connects to a shared water loop. A townhouse with a private outdoor unit presents a different project from a high-rise suite with a chassis connected to building piping. Photograph the nameplate and existing connections before requesting comparable quotes. Check the guide to condo heat pump eligibility.
Which cold-climate heat pumps are on the federal rebate list?
These three centrally ducted systems appear as active combinations in the federal equipment-list snapshot. Compare the indoor and outdoor models together. Open a product listing for details or select a model number to request a quote.
| HTS shop listing | Outdoor unit | Indoor unit | AHRI reference |
|---|---|---|---|
| Panasonic | CU-HE24YAHK6 | CS-HE24YAHK6 | 212396493 |
| Carrier | 38MURAQ24AB3 | 40MUAAQ24XA3 | 208447887 |
| Lennox | EL18KSLV-024-230A** | CBK45UHET-024-230-** | 216618903 |
Asterisks in the Lennox listing represent model suffixes. Confirm the exact equipment on your quote, current program eligibility and sizing for your home before ordering.
4 things to do before finalizing your heat pump rebate documentation
- Confirm the applicant and property. Check ownership, household size, heating fuel and any previous federal heat pump funding at this address. For the higher federal tier, compare your after-tax household income with the Ontario threshold above.
- Save the exact equipment match. Record the outdoor and indoor model numbers, applicable furnace model and AHRI reference. Keep a copy of the eligible-list entry alongside the installer’s written quote.
- Document approval and installation dates. For Ontario’s heat pump offer, obtain pre-installation approval before the work starts. For a federal retroactive claim, retain the installation date and the rules applicable on that date.
- Check the invoice and submission deadline. Verify the applicant’s name and address, contractor’s business name, equipment make, models, AHRI number, quantity and total project cost. Keep the dated invoice and directly related work details. The federal instructions give a six-month receipt submission window. Check federal submission requirements.
How to compare the price after rebates
Ask each contractor to show the full installed price, tax, any amount due before work starts, and the payment due on completion. Then list each potential rebate on its own line. Federal approval comes after application. An incentive shown on a proposal can therefore affect your eventual cost without reducing what you owe the installer on installation day.
| Budget line | Example |
|---|---|
| Installed price including tax (illustrative) | $15,000 |
| Ontario incentive if approved: qualifying three-ton air-source unit in an Enbridge gas-heated house | $1,500 |
| Eventual cost after that Ontario payment | $13,500 |
The $15,000 is a calculation example. Request a site-specific quote for actual pricing. Budget any federal rebate separately until you confirm eligibility and how the programs apply to the same work.
What if the furnace fails before approval?
Tell the installer which program you intend to use before authorizing the replacement. For Ontario, get the pre-installation approval status in writing. For the federal retroactive period, keep the dated receipt and the equipment match. An urgent installation can meet one program’s timing rules and miss another’s.
Common replacement questions
Do I need an energy audit first?
The federal rebate and Ontario’s standalone heat pump offer both allow qualifying projects without a home energy audit. Ontario still requires the contractor’s pre-installation approval.
Can I claim a rebate if I keep my furnace?
The federal retroactive rules allow the existing system to stay. Ask for a written explanation of how the proposed heat pump meets the whole-home requirement and when the furnace will take over.
Does replacing an existing condo chassis qualify?
A suite chassis swap and a whole-home cold-climate installation are different projects. Before counting on a rebate, get written confirmation for the building type, existing heating system and exact replacement model. For a repair-versus-replacement decision, compare both quotes at their full installed prices.
Government source: Federal funding announcement.
Compare eligible heat pumps for your Toronto installation
Explore three centrally ducted systems from the HTS shop. Each listing pairs the outdoor unit with its indoor model and AHRI reference so you can compare it with your installation quote.
Lennox
EL18KSLV-024-230A**
Matched indoor unit
CBK45UHET-024-230-**
AHRI 216618903
View Lennox heat pump →